Navigating Storm Damage Roofing Insurance Claims in Illinois
August 29, 2025
Navigating Roofing Storm Damage Insurance Claims in Illinois

Navigating Roofing Storm Damage Insurance Claims in Illinois
Proven Roofing & Construction | Des Plaines, IL
Illinois weather can be unpredictable—and sometimes brutal. From hailstorms and high winds to heavy snow and torrential rain, homeowners across the state often find themselves dealing with unexpected roof damage. If your property has been hit by a storm, understanding the roofing insurance claims process is crucial to protecting your home and your investment.
At Proven Roofing & Construction, we’re here to make that process as smooth and stress-free as possible. With decades of experience serving Des Plaines and the surrounding Chicagoland area, we’ve helped countless homeowners and business owners navigate storm damage insurance claims and restore their properties quickly and professionally.
Common Types of Storm Damage in Illinois
Storms in Illinois can cause significant damage to roofing systems, including:
Hail Damage: Dents, cracks, or bruised shingles that may not be visible from the ground.
Wind Damage: Lifted, curled, or missing shingles that can lead to water leaks.
Water Damage: Leaks from damaged flashing or exposed underlayment.
Fallen Debris: Tree limbs or debris that puncture or dent roofing surfaces.
Even if the damage isn't immediately noticeable, it can lead to long-term issues like mold, rot, and structural deterioration if not addressed promptly.
Step-by-Step: Filing a Storm Damage Insurance Claim in Illinois
Inspect the Damage Promptly
After a storm, safety comes first. Once it's safe, visually inspect your property for any signs of damage. If you're unsure or uncomfortable climbing onto your roof, contact Proven Roofing & Construction—we offer free, no-obligation storm damage inspections.
Document Everything
Take clear photos of any visible damage, both to the roof and other parts of the exterior (gutters, siding, etc.). Keep a log of the date of the storm and the damage observed.
Contact Your Insurance Provider
File a claim as soon as possible. Most insurance policies have a time limit for reporting storm damage. Your insurance company will assign an adjuster to assess the situation.
Get a Professional Inspection
Our experienced team will perform a detailed inspection and provide a full damage report, which you can share with your insurance adjuster. We’ll also meet with the adjuster on-site to ensure nothing is missed in the evaluation.
Review the Insurance Estimate
Insurance companies often issue a preliminary estimate. We’ll go over this with you to make sure all necessary repairs are included—and help you file a supplemental claim if anything is missing.
Let Proven Roofing Handle the Repairs
Once approved, we’ll begin work on your roof quickly and professionally, using high-quality materials and expert craftsmanship. Most jobs are completed within a day or two.
Why Choose Proven Roofing & Construction?
✅ Local Expertise – Based in Des Plaines, we know Illinois building codes, weather patterns, and insurance company processes.
✅ Licensed, Bonded & Insured – Your home is protected when you work with us.
✅ Insurance Claim Specialists – We know how to speak the insurance company’s language to get your roof covered.
Don’t Delay – Storm Damage Gets Worse with Time
If your home was affected by a recent storm, time is of the essence. What looks like minor damage today can lead to major issues down the road—issues that may no longer be covered by your insurance if you wait too long.
Let Proven Roofing & Construction handle your storm damage inspection and insurance claim process from start to finish. We’re your trusted roofing partner in Des Plaines, IL and beyond.
📞 Call us today 847-348-9631
Proven Roofing & Construction
Restoring peace of mind, one roof at a time.

Your Roof and Home Resale Value: What Illinois Buyers Look For By Proven Roofing & Construction – Des Plaines, IL When it comes to selling a home in Illinois, especially in competitive markets like Des Plaines, Arlington Heights, or Park Ridge, curb appeal and structural integrity are everything. One of the most overlooked — but most valuable — assets? Your roof. At Proven Roofing & Construction, we’ve helped hundreds of homeowners boost their home value with new roof installations, replacements, and expert maintenance. If you're thinking of selling or refinancing, here’s what you need to know about how your roof can impact your home’s resale value in Illinois. 🏠 The First Impression Matters Illinois buyers often face harsh winters, spring storms, and hot, humid summers — which means they want a home that can handle all seasons. During showings or inspections, one of the first questions that comes up is: "How old is the roof?" A new or well-maintained roof instantly signals: No immediate repair costs Better insulation and energy efficiency Protection against water damage and mold These are major green flags for buyers who don’t want to spend thousands right after moving in. 💰 Boosting Your Appraisal & Resale Value According to industry reports, a new roof can offer a return on investment (ROI) of up to 60-70% in Illinois. But the benefits go beyond the numbers. A well-kept roof: Increases the likelihood of a smooth home inspection May allow sellers to list at the higher end of market comps Helps reduce time on the market — which means faster offers In some cases, sellers have seen their homes sell weeks faster and above asking price after investing in roof repairs or replacements. 🔍 What Illinois Buyers Really Look For Today’s homebuyers are more informed than ever. Here’s what they pay attention to: Roof Age & Material: Asphalt shingles are common in Illinois. Buyers prefer newer roofs (under 10 years old) with durable materials. Ventilation & Energy Efficiency: A properly vented roof reduces heating and cooling costs — a huge plus in our climate. Gutter & Drainage Systems: Functioning gutters and downspouts show your home is ready for seasonal storms and melting snow. Water Stains or Interior Leaks: These are red flags and often lead to lower offers or inspection issues. 🛠️ Should You Repair or Replace Before Selling? Not every roof needs a full replacement. Sometimes, simple repairs or maintenance (like replacing damaged shingles, resealing flashing, or cleaning out gutters) can make a big difference. Our free roof inspections help you decide the most cost-effective path — whether that’s minor work or a full replacement with a limited lifetime warranty. 🌟 Why Choose Proven Roofing & Construction? Based right here in Des Plaines, we understand Illinois building codes, real estate trends, and weather conditions better than anyone. We’re proud to be the roofing partner local homeowners trust to protect their investment — and improve their resale value. We offer: Free, no-pressure inspections Expert guidance on repair vs. replacement Roofing systems that add long-term value and appeal Full transparency and high-quality workmanship 📞 Ready to Add Value to Your Home? Let’s Talk If you’re thinking of selling or just want to protect your property’s value, your roof is the perfect place to start. Contact Proven Roofing & Construction today to schedule your free inspection. 📍 Serving Chicagoland Proven Roofing & Construction — Because your roof should work as hard as you do.

10 Red Flags When Choosing an Illinois Roofing Company How to Protect Your Home—and Your Wallet—from Disreputable Contractors When it comes to roofing, choosing the right contractor is just as important as selecting the right materials. Unfortunately, in Illinois and especially in the Chicagoland area, the roofing industry is not immune to fly-by-night operators, unlicensed handymen, and shady companies that leave homeowners with unfinished work and empty wallets. At Proven Roofing & Construction in Des Plaines, IL, we’ve built our business on trust, transparency, and top-quality work. To help you avoid costly mistakes, we’ve compiled a list of 10 red flags to watch out for when hiring a roofing company in Illinois. 1. No License or Insurance Red flag: They can't produce proof of state licensing or liability insurance. Why it matters: Illinois law requires roofing contractors to be licensed. If they’re not licensed or insured, you could be held liable for accidents or subpar work. 2. High-Pressure Sales Tactics Red flag: You’re being pressured to sign a contract on the spot. Why it matters: Reputable contractors allow time for you to review proposals and make an informed decision. High-pressure tactics are often used to rush you into an unfair deal. 3. No Written Estimate Red flag: The contractor only gives verbal pricing or a vague quote. Why it matters: Without a detailed, written estimate, you have no protection from price hikes or hidden fees later in the project. 4. Unrealistically Low Bids Red flag: Their bid is significantly lower than other quotes. Why it matters: Cheap work often means cut corners, low-grade materials, or surprise upcharges once the job starts. If it sounds too good to be true, it probably is. 5. Out-of-State Plates or No Local Address Red flag: The company has no local presence or uses a P.O. Box. Why it matters: After a big storm, “storm chasers” flood Illinois from out-of-state, offering quick fixes. They often disappear before warranty issues arise. 6. No Online Reviews or Poor Ratings Red flag: They have no digital footprint—or worse, a bad one. Why it matters: Check platforms like Google, BBB, and Yelp. A reputable company like Proven Roofing will have strong local reviews and a solid reputation. 7. Asking for Full Payment Up Front Red flag: They demand full payment before starting any work. Why it matters: Most trustworthy roofers require a deposit and offer a payment schedule tied to milestones. Paying in full early could mean they never return. 8. No Contract or Vague Terms Red flag: There’s no written agreement, or it's full of unclear language. Why it matters: A proper contract should outline scope of work, materials, timeline, and warranty info. Don’t settle for less. 9. Lack of Communication Red flag: The contractor is slow to respond or evasive with answers. Why it matters: Good communication is essential for managing expectations, addressing issues, and ensuring your questions are answered. 10. No Warranty Offered Red flag: They won’t provide a workmanship warranty. Why it matters: Reliable companies stand by their work. At Proven Roofing, we back every project with a warranty so you can have peace of mind. Final Thoughts: Choose Wisely, Protect Your Home Roofing is a major investment. By watching for these red flags, you can protect yourself from poor workmanship, financial risk, and stress. At Proven Roofing & Construction, we believe trust is earned. From free detailed estimates to clear communication and strong warranties, we make roofing easy and reliable for Illinois homeowners. 🏠 Ready for a Free, No-Pressure Estimate? Call Proven Roofing & Construction of Des Plaines at (847) 348-9631 or schedule a consultation online today. Discover why Illinois homeowners trust us to get the job done right—every time.

**Winter Roofing Deals in Chicagoland: Plan Ahead for Spring with Proven Roofing & Construction** As winter settles in across the Chicagoland area, many homeowners may not be thinking about their roofs – but now is the perfect time to start planning ahead for a spring roof replacement or repair. At Proven Roofing & Construction in Des Plaines, IL, we want to help you prepare your home for the warmer months with expert advice and the best pricing of the year in the Winter Months for a new roof in the Spring. ### Why Winter is the Best Time to Plan for a Spring Roof Installation While the cold temperatures of winter may not be ideal for roofing work, it’s the best time to start planning and budgeting for your new roof in the spring. Here’s why: 1. **Winter Pricing is Lower** During the winter months, roofing companies typically experience a slower season. As a result, there is less demand for services, and many contractors offer special promotions and lower prices to keep business steady. By locking in your roof replacement now, you can take advantage of these seasonal discounts. 2. **Get Ahead of Spring Backlogs** When spring rolls around, many homeowners in the Chicagoland area start thinking about roof replacements. This leads to a rush of appointments and possible delays. By scheduling your project in advance, you’ll be able to secure a spot with Proven Roofing & Construction and avoid the springtime rush. 3. **Plan and Budget for Your New Roof** Replacing your roof is an investment, and winter is the perfect time to take a step back and assess your finances. With fewer immediate home improvement projects on your plate, you can take the time to explore your options and find the perfect roof for your home – whether it’s asphalt shingles, metal roofing, or another durable material. 4. **Protect Your Home From Winter Damage** If you’ve noticed leaks, missing shingles, or other issues with your roof, it’s important to address them before they worsen. While we don’t always recommend roof replacements during the harshest winter weather, getting a professional inspection now can help you understand the condition of your roof and make an informed decision for when the warmer weather arrives. ### Why Choose Proven Roofing & Construction? At Proven Roofing & Construction, we’re proud to be a trusted name in Des Plaines and the greater Chicagoland area. Our team is committed to providing exceptional service, high-quality materials, and competitive pricing. Here’s what sets us apart: - **Expert Team:** Our licensed and experienced roofing specialists will guide you through every step of the process, from selecting materials to installation and beyond. - **Free Estimates:** We offer free, no-obligation estimates so you can make the best decision for your home without pressure. - **Quality Materials:** We work with the best roofing manufacturers to ensure your new roof is built to last. - **Affordable Winter Rates:** With special winter pricing, we make it easier for you to invest in your home without breaking the bank. ### Get Ready for Spring – Call Proven Roofing & Construction Today Don’t wait for the spring rush to get the roof your home needs. Contact Proven Roofing & Construction today to schedule a consultation and take advantage of our winter deals. Let us help you plan for a smooth, hassle-free roof replacement this spring. Ready to start? Call us at [phone number] or visit our website to get your free estimate. The best time to save on your new roof is right now! --- **Proven Roofing & Construction** Serving Des Plaines, IL, and the greater Chicagoland area. “Your trusted roofing experts in Chicagoland!”
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